• Summary - My Ride (Motor) Policy

    Please download the full policy wording for details of cover

    COVER 🛡️

    NOTE: SEE FULL POLICY WORDING FOR FULL EXCLUSIONS AND EXAMPLES

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    THEFT

    Stolen or hijacked car

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    3rd PARTY VEHICLE DAMAGE

    When you bump into someone else's car or property and have to fit the bill for the damage

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    ACCIDENTAL DAMAGE
    Your car gets a boo-boo

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    FIRE

    Accidental damage to your car caused by fire

     

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    WEATHER

    Damaged by weather, including hail.

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    FLOOD

    Damage to your car as a result of floods

    ADDITIONAL BENEFITS 👌

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    FUEL ASSIST

    Ever run out of petrol and get stuck on the side of the road - we got yah!

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    KEY REPLACEMENT

    We will replace your lost key
    (Up to the limit specified in your policy)

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    ROADSIDE ASSISTANCE

    Flat tyre, Flat battery, No petrol -
    Don't worry, we got you!

    (More Info)

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    TOWING

    Vehicle or mechanical breakdown towing to a nearest service provider.
    ( incidents or R4000 per year)

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    WINDSCREEN & WINDOW

    We will replace or repair the glass for a cracked or broken windscreen / window
    (A separate Excess amount may apply)

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    EMERGENCY ACCOMMODATION

    If your vehicle is lost or damaged more than 100km from your home we will reimburse you for accommodation expenses
    (Up to the limit specified in your policy)

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    Drive Less, Get Blessed

    Get upto 30% discount each month you drive under 300km

    Learn more

    CLAIMING 📝

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    Notify us as soon as possible via the mobile application or web application, but no later than 30 days after the event.

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    Notify the SAPS within 24 hours of any accident or theft of your car

    You can report an accident to the SAPS online

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    You will always have to pay a portion of any claim settlement. This is known as the excess.

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    Dual insurance - if you have any other insurance policies insuring the same item for the same cover, the claim will be paid proportionately.

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    Obtain consent before proceeding with any repairs

     

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    We will repair your vehicle or pay you out the RETAIL value of your vehicle.
    Many insurers will pay you out market value but we pay you out the RETAIL value (Higher than market value)

    THINGS TO REMEMBER 💭

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    All policies are monthly and cover is on a month-to-month basis payable in advance.

     

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    Premiums are collected in advance via debit order (on your specified date). Newly insured vehicles will be charged pro-rata.

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    You may cancel the policy at any time, via the App, and the cancellation will take effect at the end of the month.

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    Take all reasonable steps to prevent further loss or damage to your insured property after an event

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    Make sure that all the information you give us about yourself, your vehicle and your risk profile is true and accurate

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    Tell us of any material change that might affect your risk profile or acceptance of cover or the premium charged

  • DOWNLOAD DOCS BELOW 👇

    🚘 MOTOR-SPECIFIC FULL POLICY WORDING AND BENEFITS