- Summary - My Ride (Motor) Policy
Please download the full policy wording for details of cover
COVER 🛡️
NOTE: SEE FULL POLICY WORDING FOR FULL EXCLUSIONS AND EXAMPLES
THEFT
Stolen or hijacked car
3rd PARTY VEHICLE DAMAGE
When you bump into someone else's car and have to fit the bill for the damage
ACCIDENTAL DAMAGE
Your car gets a boo-boo
FIRE
Accidental damage to your car caused by fire
Weather
Damaged by weather, including hail.
3rd PARTY LIABILITY
If you are held liable for another persons' accidental death, injury or damage to property
ADDITIONAL BENEFITS 👌
TRAUMA COUNSELING
For you and your family if you are involved in a violent act of theft, attempted theft or hijacking
KEY REPLACEMENT
We will replace your lost key
(Up to the limit specified in your policy)
ROADSIDE ASSISTANCE
Flat tyre, Flat battery, No petrol -
Don't worry, we got you!
(More Info)
TOWING
Vehicle or mechanical breakdown towing to a nearest service provider.
( incidents or R4000 per year)
WINDSCREEN & WINDOW
We will replace or repair the glass for a cracked or broken windscreen / window
(A separate Excess amount may apply)
EMERGENCY ACCOMMODATION
If your vehicle is lost or damaged more than 100km from your home we will reimburse you for accommodation expenses
(Up to the limit specified in your policy)
Drive Less, Get Blessed
Get a 30% discount each month you drive under 300km
CLAIMING 📝
Notify us as soon as possible via the mobile application or web application, but no later than 30 days after the event.
Notify the SAPS within 24 hours of any accident or theft of your car
You will always have to pay a portion of any claim settlement. This is known as the excess.
Dual insurance - if you have any other insurance policies insuring the same item for the same cover, the claim will be paid proportionately.
Obtain consent before proceeding with any repairs
We will repair your vehicle or pay you out the RETAIL value of your vehicle.
Many insurers will pay you out market value but we pay you out the RETAIL value (Higher than market value)THINGS TO REMEMBER 💭
All policies are monthly and cover is on a month-to-month basis payable in advance.
Premiums are collected in advance via debit order (on your specified date). Newly insured vehicles will be charged pro-rata.
You may cancel the policy at any time, via the App, and the cancellation will take effect at the end of the month.
Take all reasonable steps to prevent further loss or damage to your insured property after an event
Make sure that all the information you give us about yourself, your vehicle and your risk profile is true and accurate
Tell us of any material change that might affect your risk profile or acceptance of cover or the premium charged
DOWNLOAD DOCS BELOW 👇
🚘 MOTOR-SPECIFIC FULL POLICY WORDING AND BENEFITS
Other General Docs 👇
📄 GENERAL POLICY TERMS AND SASRIA
PINEAPPLE DISCLOSURE
