• Summary - My Wheels (All-Risk) Policy

    Please download the full policy wording for details of cover

    COVER 🛡️

    NOTE: PLEASE SEE FULL POLICY WORDING FOR FULL EXCLUSIONS AND EXAMPLES

    THEFT

    Stolen or hijacked car

    3rd PARTY VEHICLE DAMAGE

    When you bump into someone else's car and have to fit the bill for the damage

    ACCIDENTAL DAMAGE
    Your car gets a boo-boo

    FIRE

    Accidental damage to your car caused by fire

     

    Weather

    Damaged by weather, including hail.

    3rd PARTY LIABILITY

    If you are held liable for another persons' accidental death, injury or damage to property

    ADDITIONAL BENEFITS 👌

    TRAUMA COUNSELING

    For you and your family if you are involved in a violent act of theft, attempted theft or hijacking

    KEY REPLACEMENT

    We will replace your lost key
    (Up to the limit specified in your policy)

    ROADSIDE ASSISTANCE

    Flat tyre, Flat battery, No petrol -
    Don't worry, we got you!

    (2 incidents or R4000 per year)

    TOWING

    Vehicle or mechanical breakdown towing to a nearest service provider.
    (
    incidents or R4000 per year)

    WINDSCREEN & WINDOW

    We will replace or repair the glass for a cracked or broken windscreen / window
    (A separate Excess amount may apply)

    EMERGENCY ACCOMMODATION

    If your vehicle is lost or damaged more than 100km from your home we will reimburse you for accommodation expenses
    (Up to the limit specified in your policy)

    CLAIMING 📝

    Notify us as soon as possible via the mobile application or web application, but no later than 30 days after the event.

    Notify the SAPS within 24 hours of any accident or theft of your car

    You can report an accident to the SAPS online

    You will always have to pay a portion of any claim settlement. This is known as the excess.

    Dual insurance - if you have any other insurance policies insuring the same item for the same cover, the claim will be paid proportionately.

    Obtain consent before proceeding with any repairs

     

    We will repair your vehicle or pay you out the RETAIL value of your vehicle.
    Many insurers will pay you out market value but we pay you out the RETAIL value (Higher than market value)

    THINGS TO REMEMBER 💭

    All policies are monthly and cover is on a month-to-month basis payable in advance.

     

    Premiums are collected in advance via debit order (on your specified date). Newly insured vehicles will be charged pro-rata.

    You may cancel the policy at any time, via the App, and the cancellation will take effect at the end of the month.

    Take all reasonable steps to prevent further loss or damage to your insured property after an event

    Make sure that all the information you give us about yourself, your vehicle and your risk profile is true and accurate

    Tell us of any material change that might affect your risk profile or acceptance of cover or the premium charged

  • DOWNLOAD DOCS BELOW 👇

    FULL POLICY WORDING AND GENERAL POLICY TERMS

    NB

    MY STUFF (ALL-RISK)
    FULL POLICY WORDING

    GENERAL TERMS & CONDITIONS

    SASRIA POLICY
    (Optional Cover)